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Reinventing the Financial Services Value Chain.

Reinventing the Financial Services Value Chain.


Delta Capita’s proprietary intelligent CLM platform, Karbon, allows for faster execution time and operating efficiencies to be achieved through automation of manual tasks using robotics data sourcing, rules driven workflow and analytics.  

To successfully scale and sustain business growth today clients require tools that can digitalize their client onboarding process, allowing them to streamline the process and enhance the overall client experience. The ability to source KYC data on demand with the flexibility to incorporate specific AML/KYC requirements as they change in line with new policy and regulatory requirements will be key to successfully growing their businesses 

Karbon’s advanced data source aggregator and integrator provides clients with primary and secondary sources on demand in a more “real time” way. The data source management is fully configurable requiring no new code to be added, making it easy and fast to add new sources and mutualize with internal sources, both structured and unstructured.  

Through utilising Karbon to mutualise processes, streamline the client outreach process and align policies, clients can achieve a cost-efficient digitalise operating model for their client on-boarding. 


Keeping pace with the rapid evolution of financial and economic crime has pushed the cost of compliance to unprecedented levels. Spiraling resource-requirements are an obvious issue, but many firms also struggle with data integration, manual processes, remediation backlogs, related risk concerns, and consequent poor customer experience.

As these challenges require actions that are not a source of competitive advantage for firms, Delta Capita strongly beliefs in an alternative, collaborative approach. Sharing knowledge, technology and people will improve detecting financial and economic crime, reduce integrity risks, improve customer experience and reduce cost significantly.

On the basis of this philosophy Delta Capita provides an end-to-end service focussed on solving real problems and “getting things done”. For that, we bring our senior industry practitioner experts and strategic partners together with financial institutions and develop and execute solutions for the challenges.


We deliver advisory on Corporate Policy and regulatory updates ensuring sustainable compliancy and avoiding outlier risks in a consortium of banks

We can build and facilitate a consortium for a collaborative approach towards KYC / FEC challenges in a utility serving multiple banks using one single core technology infrastructure and a flexible sourcing model

Together with technology and thought leaders we are exploring ways to get ahead and stay ahead of criminals augmenting existing policies and procedures using a combination of the latest hardware and software technologies and cutting-edge research in machine learning and information theory


We can define and implement a Target Operating Model for the way of working translated from the FEC policy ensuring sustainable compliancy. TOM will detail  To Be client experience, processes, organisation, technology and data management in general and specified for different client segments and with different products and services.

We deliver support in the technical and functional implementation in an eco-system that allows banks to solve regulation together by developing and delivering a truly digital industry standard for client lifecycle management

We provide Remediation as a Service, the service to establish that the data and documentation of clients are accurate. This becomes more and more important as the reassessment of the available data and information is required to determine and close the gaps with the new regulations

Managed Services

We provide Client Lifecycle Management as a Service managing the full client lifecycle in an efficient and effective way and improving the customer experience through a seamless integration with other processes.  The service is delivered globally with a flexible work force on/near/off shore, the industry standard platform and supplementary services.

We deliver a complete Delta Capita AML Platform including transaction monitoring, client screening and account activity review in external sources, on premise or on the cloud.

Gary McClure (CEO KYC Business Services)

Rob Kemna (Head of KYC Benelux)

Rob Kemna

“Delta Capita offers complementary services towards the KYC & FEC challenge. Combining our expertise, global service/operating model and state of the art technology we believe we can make a big difference in the rapid evolution of global regulations”

Our existing range of KYC/FEC Services

We develop various value propositions for our clients. The following illustrates the breadth of our capability across KYC/FEC & CLM: