The impact of the replacement of Interbank Offer Rates or IBORs is far reaching both geographically and by the sheer volume and diversity of products that use them as benchmarks (estimated 300 trillion USD equivalent).

In this article, Jonathan Adams (Delta Capita Managing Principal: Securities Finance & Collateral Management) writes that the operational impact to the banks, asset managers, insurers and their respective clients that issue, sell and manage IBOR benchmarked products will be significant.

Click here to read the full article.

An often overlooked critical competency of an organisation is its adaptability – the capacity of an organisation to effectively respond to new demands and circumstances, whether it’s customer-, regulator- or technology-driven.

Onno Bloemers (Delta Capita Insurance Lead) writes that while stability used to be everything in financial services and insurance, agility is nowadays an increasingly important quality.

Click here to learn more about a recent study benchmarking organisational change in Financial Services in the Netherlands, and some interesting findings drawn from the results.

Ever wondered what the world of investment banking has in common with pancakes? Mark Hills, Programme Director at Delta Capita, discusses how head of FX product management at Deutsche Bank, Dirk Ward, mused on this very question many moons ago – comparing his own firms attempts to stay competitive with that of two rival pancake shops.

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This line from Star Trek (sort of) leads to a key question: can life insurance become as hot and sexy as sci-fi, or at least an iPhone?

Onno Bloemers, Delta Capita Insurance Lead, writes that the title is a reference to the original Star Trek TV series, about boldly going where no man had gone before.

His article (based on a keynote presentation he delivered at the Euro-Events Life Insurance & Pensions Conference in Amsterdam in Nov 2017) is doing something similar, but specifically in insurance, and discusses new, unfamiliar ways to manage customer risks.

Click here to read the full article.

Mark Aldous, head of managed services for Delta Capita, discusses product governance and the need for more cooperation between manufacturers and distributors before the 3rd January 2018.

Buried within the vast array of complex MiFID II legislation is a simple but potentially troublesome requirement to formalise the way in which financial products are developed, designed and their target market is identified based on customer needs. Simple, because most firms already have product development controls in place and will consider suitability and appropriateness as one of their core conduct policies. Potentially troublesome because compared to the heavy lifting in other areas of MiFID II, some have taken the view that this part of the legislation would be relatively easy to implement. And with less than three months to go, the complexities of operating under the prescriptive requirements in the delegated acts have started to come to the surface.

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